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To be eligible to become a Lexington Habitat for Humanity Partner Family, you must meet the following requirements:
Be a permanent United States resident
Live or work in Fayette County for at least one continuous year prior to application
Earn a minimum of $1,400 gross per month
Have a steady source of income for two years prior to filing the application
Any bankruptcy filings must have been discharged a minimum of one year prior to filing an application
(Maximum Income) -- Have a total household income which does not exceed 60% of the median income for similar size families in Fayette County.
For 2008 Income limits, see chart below:
| Family Size |
Maximum Income |
| 1 |
$26,750 |
| 2 |
$30,480 |
| 3 |
$34,320 |
| 4 |
$38,100 |
| 5 |
$41,160 |
| 6 |
$44,220 |
| 7 |
$47,220 |
| 8 |
$50,280 |
Demonstrate the following:
(1) Substantial need for housing--Your home must be:
Substandard--problems with heat, water, electricity, structure
Insufficient space--lacking enough bedrooms for the number of people in the household
Dangerous--located in unsafe or unsanitary living conditions
Inadequate--not suited for a family member who has a limitation
(2) Ability to Pay
Your income will not stop or decrease by owning a home and is stable over time
Your income will allow you to make 10 monthly payments of $60 for your first year of homeowner's insurance ($600) before you move into the house
Your credit report and current debts are satisfactory
Your income does not quality you for other home ownership programs
(3) Willingness to partner with LHFH
Completing the application on time with all the requested information
Be willing to move to a new location within Lexington
Agree to complete sweat equity hours (see below)
Show that the family is ready for the responsibilities of owning and keeping up a home and yard
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