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Critical Home Repair

Through critical home repair and preservation projects, Lexington Habitat’s Love Your Neighborhood program assists low-income homeowners living in Fayette County who are affected by age, disability or other circumstances and struggle to maintain the integrity of their homes. This program not only addresses the health, safety and affordability of the individual residences in neighborhoods, it also strengthens connections within the community and helps preserve affordable housing stock. 

 

Lexington Habitat’s Love Your Neighborhood program focuses on home repair services such as roof repairs and replacement, wall repairs, floor systems, weatherization, electrical, plumbing, HVAC and accessibility updates. Homeowners must be residents of Fayette County to be eligible.  

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The application window for the Critical Home Repair program is closed as of June 30, 2025. To be notified when the application window reopens, please fill out the form below.

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If you have any questions you can contact Ken Nunez, Mortgage & Homeowner Support Coordinator, at (859)252-2224 Ext. 105 or KenN@lexhabitat.org.

Fill out this form to be notified when critical home repair applications reopen. Please note: To be eligible for the critical home repair program, you must be a resident of Fayette County.
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Critical Home Repair Application Criteria:

  • Home must be located in Fayette County and be the primary residence of applicant(s) currently and for the past five years

  • Applicant(s) must be listed as owner(s) on the deed to the house

  • Have household income below 60% of HUD Area Median Income (updated May 2024):

Household of 1: $43,020 
Household of 2: $49,200
Household of 3: $55,320  
Household of 4: $61,440   
Household of 5: $66,360
Household of 6: $71,280
Household of 7: $76,200
Household of 8: $81,120

  • Willing to make monthly payments to repay an affordable loan to cover a portion of repair costs

  • Unable to afford the repairs without assistance

  • Household liquid assets total less than $10,000

  • No household members appear on National or Kentucky sex offender registry

  • Have current homeowners insurance

  • Have paid their property taxes in full

  • Current with existing mortgage payment (if applicable)

  • Current Property Valuation Administrator’s value of home must be $320,000 or less (2025 maximum)

  • Willing to complete 10 hours of sweat equity

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