In 2015 Lexington Habitat launched Love Your Neighborhood Critical Home Repair. This program helps low-income homeowners make needed repairs so they can live in a safe, healthy and affordable home. Critical Home Repair is part of a Habitat for Humanity nation-wide effort to serve homeowners who are affected by age, disability or family circumstances and struggle to maintain the integrity of their homes. Through extensive interior or exterior work, critical health, life and/or safety and affordability issues are alleviated.
Lexington Habitat recognizes that new home construction is only a part of the solution for quality, affordable housing. Love Your Neighborhood Critical Home Repair is part of Lexington Habitat’s broader community development strategy to transform and strengthen communities. It not only addresses the health, safety and affordability of the individual residences in neighborhoods, it also strengthens connections within the community and helps preserve affordable housing stock.
How it Works
Lexington Habitat’s Love Your Neighborhood Critical Home Repair program requires an affordable payment from the homeowner for a portion of the repair costs. The program focuses on both exterior and interior home repair services such as roof repairs and replacement, wall repairs, floor systems, weatherization, electrical, plumbing and HVAC, and handicap accessibility issues.
Lexington Habitat Critical Home Repair serves homeowners in Lexington who:
- Have household income below 80% of HUD Area Median Income (see income chart below)
- Have paid their property taxes in full
- Have clear title to their home and use as primary residence
- Have current homeowners insurance
- Have kept their existing mortgage payment current, if applicable
- Have proof of legal U.S. residency
- Have willingness to complete 10 hours of sweat equity
- Are unable to afford the repairs without assistance
- Are willing to make monthly payments to repay a small loan to cover a portion of the repair cost
80% of Area Median Income for Fayette County by Family Size
How Do I Get Involved?
A Love Your Neighborhood Critical Home Repair fund has been established to ensure funding is available to quickly resolve the urgent housing repair issues facing families. Lexington Habitat works with sponsors to ensure a meaningful experience. Creating community awareness of the Critical Home Repair project and its generous sponsors includes extensive marketing and social media.
For Love Your Neighborhood Critical Home Repair Fund Sponsorship Information contact our Resource Development Director at 859-252-2224 ext. 153 or firstname.lastname@example.org.